Need a Car TODAY? Get Approved and Drive Away Fast!
At UrgentCarCredit.com, we specialize in speed, getting you approved and on the road with minimal hassle—even with less-than-perfect credit.
Our Promise: Same-Day Car Solution
We know your transportation needs can't wait. That's why we offer same-day approval and delivery for nearly all applicants!
| Action | Cut-Off Time | Availability |
| Same-Day Approval & Delivery | Submit your credit application by NOON (12:00 PM local time) | Monday – Saturday |
| Applications After Noon | After 12:00 PM | Approval and delivery will be prioritized for the next business day. |
| Sunday Submissions | Any time on Sunday | We're closed. Processing begins first thing Monday morning. |
Get Pre-Qualified for Your Auto Loan Today
Our free, easy, and fast prequalification process gives you a head start on car shopping. Knowing your budget upfront makes for a smoother, smarter, and less stressful experience at the dealership.
How Pre-Qualification Works:
This is a preliminary step to give you an estimate of how much you may be able to borrow, along with potential interest rates and loan terms.
- Quick Form: You provide us with basic financial information (like income and estimated credit score).
- Soft Credit Inquiry: We typically use a soft credit check to provide your estimate. This means there is no impact to your credit score.
- Not a Commitment: Getting pre-qualified is not a final loan approval and does not obligate you to accept financing from us. It is an estimate based on the information provided.
Why You Should Get Pre-Qualified:
| Benefit | Description |
| Shop With Confidence | Instantly know your realistic budget and monthly payment range before you step into a dealership. |
| Saves Time | Speed up the car-buying process by getting the financing details sorted out before you find your perfect vehicle. |
| Zero Credit Risk | Get valuable insight into your financing options without a "hard inquiry" that could affect your credit score. |
| Negotiating Power | Walk into the dealership as a serious buyer with outside financing in hand. This gives you better leverage to negotiate the vehicle price. |
Ready to know what you can afford?
Fill out the quick form below to get your estimated financing options in minutes!
Auto Loan Pre-Qualification
Fill out the form below to check if you pre-qualify for an auto loan. This is a soft inquiry and will not affect your credit score.